Should You Get a Home Warranty for Your First Home?
Homeownership is no walk in the park, especially when you’re a first-time homebuyer. On top of a mortgage, maintenance bills, HSA, and homeowners insurance, do you really need to pay extra money for a home warranty?
If you’re wondering whether or not you should get a warranty on your new home, we’re here to help you decide for yourself.
What is a Home Warranty?
A home warranty is when a homeowner pays a warranty company an annual or monthly fee to receive discounts or coverage on repairs if anything goes wrong. This is not the same as home insurance, where disasters like fires or crime are covered. Instead, a home warranty helps cover the cost of appliances, home systems, and expensive electronics.
Home warranties cover items like:
- Washer and dryer
- Refrigerator
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